€250K Commercial Conversion Golden Visa: The Documents You Need to Review
A €250,000 commercial-to-residential conversion can be a qualifying route for a Greece Golden Visa, but eligibility depends on documents and facts that must match the exact property. This is not a general lower threshold for any apartment. It is a route for an eligible property whose main commercial spaces have been lawfully converted to residential use before the residence-permit application. This guide sets out the document file buyers should understand before they reserve a project.
Yunanistan Golden Visa Nedir?
Start with the official framework. The current procedure identifies a €250,000 minimum for a qualifying change-of-use investment, acquired as one property. It also makes clear that the 120 sq.m. requirement applied to certain standard residential purchases does not apply to this conversion route. The conversion must be complete before the application is filed. Because legislation, implementation guidance and project facts can all matter, buyers should ask qualified Greek legal and technical advisers to confirm eligibility for the precise property they intend to buy.
A complete file turns a conversion claim into a property decision that can be independently reviewed.
2026 Yatırım Limitleri: Bölgeye Göre Minimum Tutarlar
1. Title, cadastral and encumbrance records
Your lawyer should review the seller's title, cadastral identifiers, ownership history and any mortgages, liens, claims or restrictions. A commercial conversion does not eliminate ordinary real-estate due diligence. The buyer needs a clear understanding of what is being acquired, which common areas are included, and whether the documents align with the unit, plan and contract. Ask for the property identification to be consistent across the title documents, engineer materials and sale documentation.
Kimler Başvurabilir?
2. Evidence of the former commercial use
The €250K route concerns the conversion of main spaces from commercial to residential use. The file should explain the prior lawful commercial use of the property and the legal mechanism for the change of use. Do not rely on a brochure alone. Ask for the engineering explanation, relevant permits or approvals, and the documentation that connects the former commercial space to the completed residential home. Industrial-building cases have additional conditions, including the current requirement relating to the absence of industrial activity in the five years before conversion.
Başvuru Süreci: Adım Adım
3. Conversion completion and final residential plans
The conversion must be complete before the Golden Visa application. Review final floor plans, specifications and the documentation showing the property's completed residential use. The finished plan should be usable in practice, with appropriate light, ventilation, access and building services. A technical adviser can help assess the condition of the building and whether the delivered home matches the contract and approved plans. The completed residence is the asset you will own, so project quality matters alongside visa eligibility.
Vergilendirme ve Mali Yükümlülükler
4. Purchase contract, payment trail and permit file
The contract should identify the property, the price, payment stages, delivery obligations, default provisions and the documents to be provided at completion. Keep a clear, traceable record of the purchase funds and all payments. The residence-permit application requires specific supporting evidence, and personal documents for the investor and eligible family members may require formalities such as apostille and official translation. Your advisers should provide a tailored checklist before funds are transferred or documents are signed.
Avukat Desteğinin Önemi
5. Read the file with the right professionals
Santheos can explain its projects and coordinate information about the conversion and delivery process. That does not replace independent legal, tax and technical advice. Your lawyer should verify title, contract and immigration-file requirements. Your engineer should assess the conversion records, plans and physical condition. Your tax adviser should explain the implications of ownership, rental activity or residence for your particular circumstances. This division of responsibility protects the buyer and makes the transaction easier to follow.
Sıkça Sorulan Sorular
A €250K commercial conversion should be treated as a documented transaction from the first property discussion to the residence-permit application. Review the title, former use, conversion evidence, final plan, contract and payment record before committing. For more general questions about rights, family members, renewal and travel, see Santheos Golden Visa Q&A. Current law and individual circumstances should always be confirmed with qualified advisers before any purchase or application.
